XA Mobile

Getting Started

Enter your ZIP Code

What you'll need

Your Social Security number
Government issued ID such as a driver's licence^{1, 2}
An opening deposit from a checking or savings account or Mastercard or Visa credit/debit card

1 All applicants must be 18+ years old to apply online. Individuals under 18 can open a Tower Savers online with a parent/guardian. Call us at 1-844-711-2265 with questions or to open by phone. Online account opening is not available for businesses at this time.

2 To help the government fight terrorism and money laundering activities, US Federal Law requires financial institutions to obtain, record and verify information that identifies each applicant. When you open an account, we need to ask for information that allows us to identify you.

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Available Products

Recommended Checking Savings Money Market Certificate Account

Confidence Checking

Min Deposit: $0.00

Hometown Checking

Min Deposit: $50.00

Hometown Savings

Max APY: 0.40% Min Deposit: $0.00

Hometown Checking Premium

Max APY: 0.30% Min Deposit: $50.00

Hometown Checking Plus

Max APY: 0.30% Min Deposit: $50.00

American Dream Savings

Max APY: 0.45% Min Deposit: $25.00

Relationship Money Market

Max APY: 0.80% Min Deposit: $1,000.00

Hometown Money Market

Max APY: 0.65% Min Deposit: $1,000.00

Relationship Money Market Promotion

Max APY: 3.75% Min Deposit: $25,000.00

PROMOTIONAL 6 Month Certificate of Deposit - Limited Time Only

$10,000 New Money Required. Certificate of Deposit will be opened as a 180 Day term account. Actual APY earned based on funding date and balances of $0.01 or greater through opening maturity date. If you'd like to open with a deposit above $249,000, or to open a promotional IRA, please visit your local community office.

Max APY: 4.15% Min Deposit: $10,000.00 Max Deposit: $249,000.00

PROMOTIONAL 12 Month Certificate of Deposit - Limited Time Only

$10,000 New Money Required. Certificate of Deposit will be opened as a 12-month term account. Actual APY earned based on funding date and balances of $0.01 or greater through opening maturity date. If you'd like to open with a deposit above $249,000, or to open a promotional IRA, please visit your local community office.

Max APY: 3.75% Min Deposit: $10,000.00 Max Deposit: $249,000.00

PROMOTIONAL 20 Month Certificate of Deposit - Limited Time Only!

$10,000 New Money Required. Certificate of Deposit will be opened as a 20-month term account. Actual APY earned based on funding date and balances of $0.01 or greater through opening maturity date. If you'd like to open with a deposit above $249,000, or to open a promotional IRA, please visit your local community office.

Max APY: 3.00% Min Deposit: $10,000.00 Max Deposit: $249,000.00

APY (Annual Percentage Yield)

Please answer the following question(s)

Promo Code

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Description

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Additional feature(s)

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Specify the amount to deposit

Choose your term

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Maturity Date

Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your online application. Please visit us in person to open your account.

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $100.00)

Transfer From Another Financial Institution (max $249,000.00)

Internal Transfer

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*Required Field(s)

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of First Commonwealth Bank?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Upload a picture of your government issued photo ID.

Click or tap here to capture or upload an image or document.

Additional Information

Are you a close associate of, family member of, or considered a Senior Foreign Political Leader?*

What is your relationship to the associated senior foreign political figure? If self enter self.*

What is the name of the associated senior foreign political figure? If self, enter your full name*

What position do you or the associated senior foreign political figure hold?*

In what country do you or the relative hold their position?*

Has the IRS ever notified you that you are subject to backup withholding? (Please note: You are certifying your response under penalty of perjury.)*

Do you have other checking accounts at First Commonwealth or any other bank or credit union?*

Do you have other savings accounts at First Commonwealth or any other bank or credit union?*

Which office is most convenient for you?*

Do you have another applicant?

Yes

Continue Or Go Back
Or Finish Later

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name